DON'T JUST FOLLOW THE SAME ROUTE
Another renewal isn't a benefits strategy.
Your broker should be helping you answer the hard questions, not simply bringing you another renewal.
Trailhead looks beyond what's already in place to uncover better options for your business and the people who depend on it.
Let's look at your plan
Every year, employers face the same questions:
01
Why are our costs going up again?
Premiums climb every renewal, and nobody can tell you where the money is going.
02
Are employees actually getting value?
High deductibles and long waits mean people skip care until it turns into an expensive claim.
03
Is there a better way to structure this?
Yes. When your team has a healthy year, a smarter plan design means you can share in the upside.
SMARTER PLANS
More freedom to choose your providers, without the restrictions of a traditional network.
A fixed monthly cost you can plan around
Stop-loss protection if claims run high
Money that can come back to you when claims run low
Clear reporting on where your money goes
BETTER CARE
Care your employees can reach, and will actually use.
Through our partnership with AlphaMeD, your team gets direct access to primary care at clinics across the Valley.
Faster appointments with a care team that knows them
Zero out-of-pocket copays or coinsurance costs
Fewer unnecessary ER and specialist visits
Fewer claims, which helps your plan pay you back
THE TRAILHEAD APPROACH
Where care meets coverage.
Two changes that make the biggest difference, working together in one plan.
LEVEL FUNDING, IN PLAIN ENGLISH
You pay a set amount.
If your team uses less, money can come back.
Level funding gives small businesses the predictability of a traditional plan with the upside of a self-funded one. Here's the route, in three stops.
SET
A fixed monthly cost
Based on your group, and the same every month of the plan year.
PROTECTED
Your risk is capped
Stop-loss coverage steps in if claims run higher than expected.
RETURNED
Surplus can come back
If claims come in under budget, you may receive a refund at year end.
SIDE BY SIDE
Same budget. A better route.
Monthly cost
Set by the carrier, up again every renewal
A healthy year
The carrier keeps the difference
Visibility
Little to none
Getting care
Weeks for an appointment
Your broker
Shows up at renewal
BETTER BENEFITS SHOULD LEAD TO BETTER CARE
Healthcare your employees can actually access.
A benefits strategy shouldn't stop at what's written on an insurance card. Trailhead looks at the actual healthcare experience too, and connects employees with direct, convenient access to primary care.
Through our partnership with AlphaMeD, employees get a dedicated medical team at clinics across the Valley.
WHAT YOUR EMPLOYEES GET
04
Lab savings
Free in-clinic labs and discounted outside labs.
03
Time to be heard
Visits focused on listening and understanding.
02
Direct access
Reach their care team by text, phone, or email.
01
Unlimited visits
Primary and urgent care, without counting appointments.
You don't have to know what needs to change.
That's where we start.
Bring us your current benefits plan. We'll help you take a fresh look at where you are, what options you have, and whether there's a smarter route forward.
Book a 15-minute plan review
FIND YOUR STARTING POINT
We get to know your current plan.
What's working? What's costing you? Where are employees struggling? What would you like to improve?
EXPLORE THE OPTIONS
We look beyond the obvious route.
We review your structure across plan design, funding, care access, employee experience, and partners.
BUILD YOUR PATH
We bring the pieces together.
You get a strategy designed around your business, not a one-size-fits-all recommendation.
KEEP MOVING FORWARD
We stay proactive.
Benefits aren't a once-a-year conversation. We keep looking for ways your plan can work harder.
YOUR ROUTE FORWARD
Start where you are.
We'll help you see where you could go.
QUESTIONS OWNERS ASK
Straight answers.
No benefits jargon. If your question isn't here, it's a great one to bring to your plan review.
Is my business too small?
No. We work with groups as small as 2 employees.
What happens if claims run high?
Will my employees keep their doctors?
Is AlphaMeD included?
Do we have to wait for our renewal?
What does the plan review cost?
BUILT FOR EMPLOYERS. GROUNDED IN ARIZONA.
Benefits strategy with a local point of view.
We work with businesses within an hour of an AlphaMeD clinic, so the care in your plan is care your team can actually get to. No two workforces are the same, which is exactly why your benefits shouldn't look like everyone else's.
Your company.
Your people.
Your path forward.
2 to 100
employees, first hire to hundredth
READY FOR A FRESH LOOK?
Your current plan is the starting point.
Not the destination.
Give us 15 minutes to learn how your benefits work today. We'll start with where you are, and talk about where you could go from here.
Book your 15-minute plan review
Serving greater Phoenix businesses · Trailhead Benefits Group, LLC - AZ License 3004460661
YOUR BENEFITS. THE BIGGER PICTURE.
We look at the whole route.
A better benefits strategy isn't about changing one thing. It's about understanding how all the pieces work together.
01 · PLAN DESIGN
Build around your business.
We look at how your benefits are structured and where there's room for a smarter approach.
02 · FUNDING STRATEGY
Know your options.
Level funding and other approaches that fit your goals, not just what's always been done.
03 · CARE ACCESS
Make healthcare easier to use.
Direct primary care through AlphaMeD, so employees get care sooner without cost to them.
04 · EMPLOYEE EXPERIENCE
Benefits only work if people use them.
An experience that's easy for your team to understand and navigate.
05 · PARTNER STRATEGY
The right team matters.
A closer look at the partners behind your plan and how well they work together.
How it works
Level funding
Compare
Who we serve
FAQ
Review my plan
FOR GREATER PHOENIX BUSINESSES WITH 2 TO 100 EMPLOYEES
Better care. Smarter plans.
Trailhead pairs level-funded health plans with direct primary care that comes with no copays or coinsurance, so your benefits cost less, work harder, and can pay you back when your team stays healthy.
Book a 15-minute plan review
More provider freedom
Access to most providers, without traditional network restrictions.
AlphaMeD
Direct primary care at clinics across the Valley
2 to 100
Employees. Groups as small as two are welcome
Year-round
Plan reviews, not a once-a-year renewal email